There are bad apples in every profession.To generalize that every advisers is untrustworthy is neither fair nor useful. There are plenty of insurance advisers who can serve you in a professional manner. All you have to do is choose carefully.
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Like most people, you will need some form of life coverage. Focus on your need as THIS is the real issue for you! The insurance adviser is only a middle man who stands between your problems and the solution to your problems.
If your concern is the quality of advice, check around for a good adviser. Get one who is qualified and has a good tract record. Do you have friends who are satisfied with the service of their insurance advisers? Get them to refer you to one who has a proven to be professional.
Source : For Tomorrow We Insure ; Lim Yuen Seong
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